Avtalat in English
Information about collectively agreed pensions and insurance
You are always welcome to contact us if you have questions about collectively agreed pensions and insurance. You can contact us by phone, chat or email.
Webinars in English
Welcome to join our webinars in English where you can learn more about collectively agreed pensions and insurance.
For white collar workers:
An introduction to the occupational pension ITP 1
An introduction to the occupational pension ITP 2
Insurances and benefits due to the collective agreement
For employers:

Handbook on collectively agreed occupational pensions and insurance 2023
Our handbook is for you who work with questions about occupational pensions and insurance. You may be handling insurance issues at a company or working within a trade union or employers' association. The book provides in-depth information.
Updated May 9, 2023.

Blue collar worker SAF-LO - Your guide for collectively agreed pensions and insurance through work 2023
Our simple guide describes important facts you need to know about your occupational pension and the insurance you have through work. You can read about how the insurance works at different events and what you need to do yourself. For your occupational pension, you can make your own choices and when, for example, you become ill, you must report and apply for compensation yourself. The guide will help you keep track!

Blue collar worker Fremia-LO - Your guide for collectively agreed pensions and insurance through work 2023
Our simple guide describes important facts you need to know about your occupational pension and the insurance you have through work. You can read about how the insurance works at different events and what you need to do yourself. For your occupational pension, you can make your own choices and when, for example, you become ill, you must report and apply for compensation yourself. The guide will help you keep track!

White collar worker - Your guide for collectively agreed pensions and insurance through work 2023
Our simple guide describes important facts you need to know about your occupational pension and the insurance you have through work. You can read about how the insurance works at different events and what you need to do yourself. For your occupational pension, you can make your own choices and when you suffer an accident at your work, you must report and apply for compensation yourself. The guide will help you keep track!

Employer - Your guide for collectively agreed occupational pensions and insurance 2023
A simple guide for employers who have signed a collective agreement with an employers' union or a trade union. The guide describes how to proceed when you take out occupational pensions and insurance for your employees. It also describes the contents of the insurance and things that are important to keep in mind for you as an employer.
In the premium sheet, you get an overview of what the occupational pension and insurance costs. The guide and premium sheet has everything you need to know to keep track and to get the things right!

Employer - Premium sheet 2023
In the premium sheet, you get an overview of what the occupational pension and insurance costs. The guide and premium sheet has everything you need to know to keep track and to get the things right!
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This is Avtalat
The aim is to promote knowledge of and trust in the pension and insurance solutions that are available through collective agreements.
The mission is to provide clear and simple guidance on these benefits so that everyone concerned understands what they involve and how they work.
A key channel for this will be an efficient, digital forum where both employees and employers can find information and guidance tailored to their specific needs for service. The forum is estimated to be fully completed in 2025.