Avtalat in English

Social partners in the private sector – the Swedish Trade Union Confederation (LO), the Swedish Council for Negotiation and Cooperation (PTK) and the Confederation of Swedish Enterprise (Svenskt Näringsliv) – have come together to form a company to enhance customer value and present information and guidance about pensions and insurances through work in a more efficient way.

huvud med glödlampa

The aim is to promote knowledge of and trust in the pension and insurance solutions that are available through collective agreements.


The mission is to provide clear and simple guidance on these benefits so that everyone concerned understands what they involve and how they work.

två hjärtformade händer

A key channel for this will be an efficient, digital forum where both employees and employers can find information and guidance tailored to their specific needs for service. The forum is estimated to be fully completed in 2024.

Trasslig pil

The company will begin operating on 1 January 2021. The current information channels (Facket Försäkrar (LO), Finfa (Svenskt Näringsliv) and PTK’s information service are being assimilated into Avtalat so that everything is collected in one place – Avtalat.