If you become ill
If you become ill and are unable to work, and you are working at a company that has a collective agreement, you can receive extra money. The additional compensation means that you can receive approximately 90% of your salary when you are ill.
How the compensation works when you are ill
Between days 1–90
- On the first day you are ill, you must report the illness to your employer.
- By law, you will initially receive sick pay from your employer. This means that you will receive approximately 80% of your salary, minus a qualifying deduction.
- Once you have been ill for a week, you must submit a medical certificate to your employer.
- After 14 days, you can receive sickness benefit from Försäkringskassan, the Social Insurance Agency. Your employer must report your illness to Försäkringskassan first, after which you must apply for sickness benefit yourself.
- After 14 days, your employer will pay collectively agreed sick pay to you. You will receive sick pay for up to 90 days, in addition to sickness benefit from Försäkringskassan.
From day 91
If you are ill for longer than 90 days, you can receive money from an insurance called ITP sjukpension, which is a disability pension. This also supplements the compensation you receive from Försäkringskassan.
How much ITP sjukpension you receive and how long you receive it for are dependent on your salary and the compensation you are receiving from Försäkringskassan. Your employer notifies the pension administration company Collectum, and the payment from ITP sjukpension comes from the Swedish pension company Alecta.